Privacy Policy

This Online Privacy Policy only applies to personal information collected on websites with a link to this Online Privacy Policy, and does not apply to information collected by MetLife through any other means.    

It covers how we collect, use and share personal information submitted and collected online. This policy only covers websites operated by MetLife in the UK.  It doesn’t apply to any other websites operated by other companies or organisations to which MetLife websites are linked.  MetLife is, therefore, not responsible for the content or activities provided on those websites. 

Personal information is information that identifies you. Generally, we don't require you to give us personal information to access public areas of our website.  Certain secure web areas, however, enable or require you to provide personal information online when you use specific features on our website.  For example, we collect personal information from you when you:  

• Apply for or obtain a MetLife product or service 
• Register to access your account information 
• Ask to have a MetLife representative contact you
• Ask to receive information about our products or services 
• Participate in any MetLife promotion or survey  

This personal information may include:  

• Your Name 
• Policy Number 
• Financial information 
• National Insurance number 
• Telephone number
• E-mail address and Postal address  

Additionally, we may also collect other types of information such as your age or date of birth, gender, occupation and hobbies.  

For further information on how we use the personal information we receive about you if you become a MetLife customer, or apply for any of our products or services, or register with us, please view our customer privacy policies below.  

We collect information through technology to enhance our ability to serve you. For example, when you come to one of our websites, we collect your IP address. An IP address is often associated with the portal you used to enter the Internet, like your ISP (Internet service provider), company, association, or university. At times, we also use IP addresses to study the frequency that our visitors visit various areas of our websites. We may combine this information with personal information. 

Our websites use cookies and similar technologies such as web beacons (also known as tracking pixels) to collect and store information.    

Cookies are pieces of information that a website sends to your computer while you are viewing the website. We use cookies for a variety of purposes. For example, when you return to one of our websites after logging in, cookies provide information to the website so that the website will remember who you are. 

Web beacons are small pieces of data that may be embedded in images on the pages of websites and in email communications. These technical methods may involve transmitting information either directly to us or to another entity authorised by us to collect information on our behalf. We also use web beacons in HTML emails that we send to recipients to determine whether they have opened or clicked on links in those emails.

You can choose to have your computer warn you each time a cookie is sent, or you can choose to turn off all cookies. You can do this through your browser (e.g., Chrome or Internet Explorer) settings. Each browser is a little different, so look at your browser Help menu to learn the correct way to modify your cookies.   

If you turn cookies off, you won't have access to many features that make your web experience smoother, and some of our services may not function properly.   

You can also manage your cookie preferences relating to information collected by our websites by adjusting the available sliders to ‘On’ or ‘Off‘ via the cookie preference bar, which you can access by clicking on the cookie widget at the bottom right corner of the page. This allows you to manage the various purposes for which MetLife seeks to use cookies and similar technologies.    For more information about the types of cookies we use, visit https://www.metlife.co.uk/privacy-policy/cookie-policy/.

We do not knowingly collect personal information from those under 18 years of age.

The security and confidentiality of your information is extremely important to us.  That is why we have technical, administrative, and physical security measures in place to protect your personal information from unauthorised access and improper use.  For example, the areas of our website that enable or require you to submit personal information online use encryption to protect that information.  We also review our security procedures periodically to consider appropriate new technology and updated methods. 

We may use and share your personal information with other companies within the MetLife family and third party MetLife suppliers to:    

• Authenticate your identity  
• Provide you with online planning tools  
• Process an application for our products or services and administer your account information  
• Respond to your product or service information requests  
• Send you customer newsletters and updates  
• Provide you with further information that may be of interest, including marketing information on other products and services  
• Fulfil other business purposes, such as product development and website administration   

We will only share your personal information with third parties who are MetLife suppliers. We won’t share your personal information with any other third parties for their own direct marketing purposes. If you sign up to receive newsletters or other e-mail messages from us, you can opt-out at any time by clicking the unsubscribe link at the bottom of the message.  You may also choose to opt-out from receiving marketing materials from us by contacting us using the details below in the section headed ‘Obtaining further information from us’.    For further information on how we use the personal information we receive about you if you become a MetLife customer, request further information from us or apply for any of our products or services, please click here to view our customer privacy policies. 

From time to time, we may sell one or more of our businesses or products and services to another provider, and your personal information may be transferred as a part of the purchase or sale.  If we sell a business or any of our products and services to another provider, your information may be shared with a prospective or new provider.  Any new provider will continue to use your information for the same purposes unless you are notified otherwise. This paragraph will also apply if we are sold as part of insolvency proceedings. 

We may disclose any information as permitted or required by law, when we believe in good faith it is necessary for safety purposes, required for legal reporting, or to protect our legal rights or enforce our Terms of Use of our website or any competition rules.  We may also disclose information about you to our auditors, regulators, legal advisors, or to respond to a court order. 

Generally, we will let you see the information that we hold on you if you ask us in writing. We may make a small charge for this service. Due to legal privilege, we may not be able to show you anything that we learned in connection with a claim or legal proceeding. If you tell us that the information we hold on you is incorrect, we will review it and if we agree with you, we will correct our records. If we do not agree with you we will let you know.     

If you wish, you can tell us in writing that you believe our records still to be incorrect and we will include your statement when we give your information to anyone outside MetLife. You can contact us using the details below in the section headed ‘Obtaining further information from us’. 

 If you are unhappy about any aspect of the way we collect, process or record your personal information, we would like you to tell us. You can contact us using the details below in the section headed ‘Obtaining further information from us’.    

If you are not happy with our response, you have a right to complain to the Information Commissioner. The Information Commissioner can be contacted on 08456 30 60 60. Further details of the complaint process can be found on the Information Commissioner’s website http://www.ico.gov.uk/. 

If you want to know more about our privacy policy generally, please contact us in one of the following ways:        

For all UK products (wealth management, employee benefits and protection) you can contact us at:   

Data Protection Officer  
MetLife   
Invicta House  
Trafalgar Place  
Brighton  
BN1 4FR  
or e-mail us at dataprotectionuk@metlife.com 

We may amend this Online Privacy Policy at any time.  If we make any material change in how we collect your personal information online, or how we use or share it, we will prominently post notice of the changes on the websites covered by this Online Privacy Policy.      

Any material changes to this Online Privacy Policy will be effective 10 days after our posting of notice of the changes on the websites covered by this Online Privacy Policy.