Discover MortgageSafe: protection for mortgage repayments
Everyone should be able to protect their home. But whether your client’s a first-time buyer or are returning to the property market after some time away – it’s not just an affordable* policy they need – we want to provide them with the cover they deserve. That’s where MortgageSafe comes in.
More flexible. More accessible. More benefits.
Get to know the story of Simon.
Benefits
Whether they’re at the start of their career, a first-time buyer, self-employed, rely on one income to pay their mortgage, or are simply looking for a way to protect one of their most valuable assets, then MortgageSafe could provide the affordable* protection they’re looking for.
More flexible
- Core: accident-only cover
- Essential: accident and illness cover
- Optional Child Cover available
More personal
- 12 or 24 months of cover on Essential policies
- For mortgage repayments between £200-£1,500 per month
- Covers up to 110% of the value of your monthly repayments
More simple
- No underwriting on Core cover
- Only five health questions for Essential cover
- No family history required
More benefits
- Backdated benefit pay to day one
- A short four-week deferral period when a claim is made
- Unlimited number of claims
Learn more about MortgageSafe
Find out the key features and benefits MortgageSafe offers, and see how it could help your clients protect their home repayments.
MortgageSafe is an innovative policy, and the pricing is very competitive. And because the underwriting only looks-back over the past year, it can protect many people who haven’t been able to take out other forms of illness protection with the cover they need.
Optional Cover
Child Cover
If there are children in the family, there’s also the option to add Child Cover for £3 per month. It’s not linked to your mortgage and provides lump sum payments if your child has an accident or falls ill.
Child Cover benefits include:
Broken bones
£500 per major bone, £100 per minor bone
Cancer
£10,000 per child per diagnosis
Hospitalisation
£50 per 24-hour period (illnesses covered once the policy is 12 months old)
